This is a combined policy that combines various covers like Fire, Burglary, Consequential loss, Machinery breakdown, Electronic Equipment, All risks, Plate Glass, Money, Fidelity Guarantee, Public Liability etc. All sections will have specific sums insured’s and will also be subject to that class normal terms, conditions and warranties.
Under this class we do give specialized covers like
Hospital Protector All risks policy which covers all insurance requirements of a hospital
Hotel Protector All risks policy which also covers all insurance needs of a Hotel